YES Bank UPI Not Working: Possible Reasons & Their Fix!

Yes Bank is a private bank in India, and it was incepted in 2004. The bank is known for its amazing services and has a fair amount of customers. The bank also offers UPI services to its customers, and they help them transact with ease. There are times when the UPI transactions may fail, but the good thing is that this transaction gives you an error which is easy to interpret.

YES Bank UPI Not Working

These errors can help you debug the issue and take corrective actions. In the section below, we have listed some of these errors along with the possible fix for Yes Bank UPI. Check them out now.

1. Incorrect PIN

As mentioned earlier, the UPI network is very resilient, and errors are rare. In such a case, the most common reason why the transaction fails is entering the incorrect PIN. In case you are having an issue with your PIN, then you can reset the PIN. The error message would state that you have entered the incorrect PIN. In addition to this, you can also check if you have selected the correct account. Many people select the wrong account and enter the PIN associated with another account. Please avoid trying multiple times, as entering an incorrect PIN multiple times can block your account.

YES Bank UPI Not Working

2. Limit Issues or Funding Issues

Please ensure that you have enough balance in the account and at the same time, please ensure that you don’t have a sub-limit for UPI on the Yes Bank account. The actual limit for per day transactions is Rs 1 Lakh. However, there is a sub-limit placed by the bank when registering for the UPI. This is to ensure that you are not a victim of any fraud. You will also get these error messages on the UPI stating if there is an insufficient balance or a sub-limit on your account.

3. Incorrect Bank Details of Receiver

There are also cases when the bank details of the receiver are incorrect. The transaction would fail in that case. You need to check if you have entered the information correctly. There could also be any other issue with the receiver. Please verify that this is not the case. You can ask for alternative banking details of the receiver’s bank. Verifying the details again should help you resolve the issue. Please ensure that these details have been verified, as you don’t want to send the money to the wrong account. Getting the funds bank from the wrong account is a major pain, and it can take weeks to get back those funds.

4. Network Issues

Sometimes, you may get an error stating the bank’s network is unavailable. This issue could be with Yes Bank, Receiver’s Bank or Intermediator bank. The fix to the problem is to wait. You need to give it some time and check if the network is back. Network issues are very rare, but they do occur during maintenance downtime. In addition, you may also want to check if there is an issue with your cellphone network. Please ensure you are not using VPN, as this can potentially block the UPI transactions.

5. Reaching Out to Yes Bank

The contact number for Yes Bank is 1800 1200. The main services are offered from 8:00 AM to 8:00 PM. However, all the critical services are available 24×7. You can also call the Yes Bank from outside India by dialling +91 22 4935 0000. Customer care can help you figure out why Yes Bank UPI is not working. You can call them when none of the fixes is working and when you think there is no other way out. This way, you can troubleshoot the issue or report fraud associated with the Yes Bank UPI transaction.


This was all about the Yes Bank UPI and the problems that you may face. The problems are rare, which is why UPI has gained so much popularity. The UPI is also being adopted by many foreign countries, which has proved the worth of this technologically advanced network. We are sure that issues with your Yes Bank UPI will have been resolved by now. If not, please get in touch with Yes Bank customer care, as they can check the details from the backend and give you the required solution.

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Sumit Kumar Yadav has experience analyzing business and finance of big to small companies. Loan, Insurance, Investment data analysis are his key areas.