A good demat account app in 2026 has to do more than just hold securities. For investors, it should make stocks, ETFs, mutual funds, and IPOs easy to access. For traders, it should also offer strong execution, charts, option tools, order controls, and transparent pricing. Based on official broker pages, here are the best demat account apps in India in 2026 for both traders and investors.
1. Groww
Groww balances investing and trading better than most apps without forcing users into a cluttered setup.
On the investing side, Groww offers free demat and trading account opening, zero AMC, direct mutual funds at zero charges, SIPs, ETFs, and IPO access.
On the trading side, it supports F&O, commodities, MTF, pledge-based margin, option chain tools, GTT orders, and a technical chart terminal that can display multiple charts in custom layouts. Its equity brokerage is ₹20 or 0.1% per executed order, whichever is lower, with a minimum of ₹5.
For traders and investors who want a single app that handles both use cases well, Groww is among the strongest all-around picks in 2026.
2. Angel One
Angel One remains a broad, all-in-one demat app for users who want trading tools, access to investing, and some guidance within the same ecosystem. Angel One offers access to stocks, IPOs, F&O, mutual funds, and ETFs, and highlights zero-commission mutual fund investments and SIPs. For traders, Angel One offers real-time charts with advanced indicators, direct trading from charts, basket orders via TradingView, and GTT orders for cash and F&O/carry-forward positions with a one-year validity. It also supports stock pledging to get additional limits. Current brokerage on equity delivery and intraday is ₹20 or 0.1% per executed order, whichever is lower, with a ₹5 minimum, while F&O brokerage is ₹20 per executed order.
3. Upstox
Upstox is one of the better choices for users who trade actively but still want a full investing stack. It supports stocks, mutual funds, IPOs, F&O, commodities, currencies, gold, and fixed-income products. Its trader toolkit is notably deep, with TradingView charting, up to eight charts at once, 100+ indicators, 80+ drawing tools, and order types such as GTT, basket orders, and MTF.
Pricing is also easy to understand with ₹0 account opening, ₹0 commission on mutual funds and IPOs, ₹20 brokerage on equity, F&O, commodity, and currency trades, and zero AMC for the first year for newly onboarded users.
4. Dhan
Dhan is especially strong for active traders, but it has also become a credible option for investors who want low account costs and broader product access.
Dhan supports stocks, options, futures, commodities, ETFs, mutual funds, and IPOs. Its pricing is sharp: ₹0 account opening, ₹0 AMC and platform fees, free investing in equity delivery, ETFs, IPOs, and mutual funds, ₹20 or 0.03% per executed order for equity and ETF intraday/MTF, and ₹20 per executed order for equity and commodity F&O.
The platform also offers charts, live option chain tools, basket orders, and Forever Orders, which remain valid for up to 365 days. On the investing side, Dhan supports direct mutual funds at 0% commission and stock SIPs.
5. ICICI Direct
ICICI Direct is a strong fit for users who prefer an integrated, institution-backed setup rather than a pure discount-broker model. ICICI Direct offers paperless opening, access via the ICICI Direct website, app, and iMobile, and support for stocks, mutual funds, ETFs, commodities, and more on a single platform.
It also offers Margin Trading Facility and a 3-in-1 structure that brings savings, demat, and trading together. Where ICICI Direct stands out is research depth and charting: the platform publishes investing and trading ideas, and its technical charts support intervals from 1 minute to 1 month, 100+ indicators, and both ChartsIQ and TradingView.
Delivery brokerage can be as low as 0.07% on select Prime plans, though ICICI Direct uses multiple brokerage plans rather than a single flat pricing model.
6. 5paisa
5paisa remains a practical value-first demat app for users who want low entry costs and enough tools for both investing and trading.
5paisa offers ₹0 account opening charges, ₹0 AMC for the first year, ₹0 commission on direct mutual funds, and free brokerage for 30 days, capped at ₹500, before shifting to a flat ₹20 per trade across segments.
The platform supports stocks, mutual funds, derivatives, IPOs, and other investment products, and it also offers customizable stock SIPs. For traders, 5paisa highlights option chain trading with live OI and Greeks, direct trading from charts using 100+ technical indicators, instant stock and mutual fund pledging, and MTF with up to 4x leverage.
Conclusion
For 2026, the best demat account app depends on whether you lean more toward long-term investing, active trading, or a mix of both. But if the requirement is a single app that works well for both traders and investors, Groww has the strongest overall mix here: zero AMC, direct mutual funds, ETFs, IPOs, trading features, option tools, GTT support, and a serious charting terminal in one stack. Upstox and Dhan are especially compelling for more active traders. Angel One blends trading with a broader advisory-style environment, while ICICI Direct suits users who want a bank-linked ecosystem, and 5paisa remains attractive for value.
