Is Public Liability Insurance Mandatory?
If you’ve just started a business, there’s a moment — usually late at night — where you start Googling all the things you might have forgotten. Licenses. Permits. Contracts. Insurance. And then you hit the big question: Is public liability insurance…
10 Major Benefits of Car Insurance & How It Protects Your Finances
A car provides you with opportunities for travel, enjoyment, and ease; along with having a car comes the responsibility of protecting this investment against accidents, thefts, natural disasters, etc. However, unless you plan, your lack of preparation…
Travel Insurance India: What Details Indians Must Enter Correctly Online
Buying Travel insurance online is convenient, but one wrong entry can cause delays or confusion when you need help abroad. If you are purchasing overseas travel insurance India, treat the form like a passport page: precise and consistent. Here are the…
Corporate Health Insurance: Balancing Cost and Care for Your Employees
Corporate health cover is now seen as a core part of the employee value proposition in India, not just an add-on. Rising medical costs, broader awareness and changing workforce expectations mean employers are expected to provide meaningful protection,…
Why Claim Settlement Ratio Matters Most When Buying Insurance
When buying insurance, most people focus on premium amounts or additional benefits. But the real measure of an insurer’s reliability lies in one simple figure, the claim settlement ratio. It tells you whether your family will actually receive the…
How to Enrol New Employees in a Group Health Insurance Policy?
Employee well-being is one of the critical aspects of building a motivated and productive workforce. One of the best ways organisations ensure this is by offering a group mediclaim policy. For many companies today, offering a group health insurance…
Is Travel Insurance Mandatory for Japan – Know Now!
Japan is one of the most sought-after travel destinations. The country attracts millions of visitors each year with its blend of tradition, modernity and breathtaking landscapes. From cherry blossom festivals to advanced technology hubs, Japan offers a…
Why Hotel Insurance Is Vital For Protecting Your Guests And Property
Running a hotel involves more than managing bookings and creating a pleasant guest experience. Behind the scenes, there’s a significant layer of responsibility that includes risk management, safety, and the financial wellbeing of the entire business.…
A First Timer’s Guide to Understanding Different Car Insurance Types
For many first-time car buyers, the excitement of owning a vehicle is often accompanied by the responsibility of understanding insurance. Car insurance protects you from costs related to accidents, theft, and damage to other people’s property.…
The New Role of Insurance in India’s Commercial Vehicle Landscape
As India’s mobility sector transforms, commercial vehicle insurance is adapting to match. From taxis to electric trucks, insurers are improving their plans by using AI and digital tools to make insurance quicker, smarter, and more flexible. The shift is…
What is TPA (Third Party Administrator) Health Insurance?
Medical emergencies can happen at any time without any prior notice. During a crisis, you need to be conscious enough to make decisions, such as informing your private medical insurance provider, filling out forms, collecting bills, and so on. With a…
How Health & Life Insurance Can Help Balance Your Financial Equation?
When you think about managing your finances, what is the first thing that strikes you? Saving for your future goals is usually the first thought in everyone’s mind. But what if an unexpected event, like a medical emergency or an unforeseen…
How to Claim Overseas Travel Insurance?
With the right travel insurance in place, you can easily check into a hospital and receive the necessary medical treatment and even ask for evacuation if required if you meet with an accident abroad. This article will help you understand how to file an…
Why a 2 Crore Term Insurance Plan Might Be the Right Choice for High-Net-Worth Individuals?
Life insurance coverage at adequate levels becomes fundamental for ensuring financial success for those you love. High-net-worth individuals can obtain essential financial protection with the best term insurance plan for 2 crore INR to secure assets…
5 Features to Look for in a Term Insurance Plan
Term insurance policy is one of the easiest policies and most effective ways, through which the family of an insured can be provided with financial security in his or her absence. However, since the plans are never the same and with so many options being…
Types of Health Insurance Policies in India: Which One Suits Your Needs?
Health insurance is a critical financial tool that helps protect against the high costs of medical treatment. These days, health costs and unknown health issues are prevalent, and one needs to have full coverage. Health insurance providers make…
Is Mortgage Insurance Necessary for Your Loan?
One of the most frequently asked questions when considering a mortgage is whether mortgage insurance is necessary. This requirement can significantly impact your monthly payments and the overall cost of homeownership. Understanding mortgage insurance,…
Understanding Tax Efficiency with a Term Insurance Calculator
Using a term insurance calculator to calculate tax efficiency can significantly improve your financial planning. But its usefulness goes beyond simple computations; it’s also essential for maximising your tax advantages. The calculator can tell you…
Workers’ Compensation Insurance Class Codes Explained: Professional Assistance for Victimized Employees
Steering the complexities of workers’ compensation can be daunting for employees who have suffered workplace injuries. Understanding the nuances of workers’ compensation insurance class codes is extremely crucial for both employers and…
What Is The Use Of Abha Card: Benefits, Apply & Documents
The Ayushman Bharat Health Account (ABHA) card is a crucial component of India’s healthcare infrastructure, designed to facilitate seamless and efficient access to medical services. This card is part of the Ayushman Bharat Digital Mission (ABDM), which…
Term Life Insurance Explained: What It Is and How It Works
Introduction Life insurance can be a tough topic, especially when trying to figure out what type suits your needs. Term life insurance, a simple and affordable one, provides a huge amount of coverage at the same fixed rates for a certain period of time.…
7 Useful Tips For Selection of Term Insurance Policies
Term insurance is an essential element of financial planning, providing your loved ones with a security net should something happen to you unexpectedly. With so many policies available and so much decision-making potential at play, selecting an…
Dematerialisation of Insurance: Benefits & Drawbacks
Until now, the insurance policies were issued as physical documents. Most insurance policies had a long tenure, so record keeping became a problem. Even the insurance holders lost policies and ended up struggling at the time of the claim. This was a…
What Are The Pros And Cons Of Having Two Health Insurance?
Health insurance is a pretty common thing these days, and everyone’s opting for one. Which is a good thing since health insurance can save you from the financial burden when any unfortunate mishappening happens later on in life. And you may have got…
When Do You Need Home Insurance?
If we look at the legal aspects of home ownership, you don’t need home insurance. However, there are certain cases where you would need home insurance for specific tasks like getting a mortgage. Since home insurance is expensive, we get a lot of…
Protecting Your Loved Ones: The Importance of Term Insurance
Life presents us with unpredictable challenges. While we cannot foresee every twist and turn, we can ensure our loved ones are safeguarded from financial hardships in our absence. One such way to achieve this is through a well-considered purchase of a…
Life Insurance Advantages and Disadvantages
Investing in quality life insurance is one of the finest ways to deal with life’s uncertainties and make sure that both you and your family members are financially secure in times of need. There are other advantages of a life insurance policy in…
Travel Insurance Advantages and Disadvantages
There is no specific time or place for mishappenings or accidents to happen, they just happen. And no matter how prepared you are or how many precautions you take, you never know when something bad is gonna happen like you get into an accident, you get…
Child Life Insurance Advantages and Disadvantages
As parents, it is your responsibility to ensure a bright, safe, and better future for your little ones. And for that, you can do various things like an investment as per the growing age of your kid, or you can opt for child life insurance plans. But life…
Fire Insurance Advantages and Disadvantages
Humans’ standard of living has altered dramatically since they learned how to use fire properly. In a way, fire is extremely beneficial for humans, but it can be disastrous sometimes. Have you ever seen a fire breakout? If yes, then you know…
Car Insurance Advantages and Disadvantages
If you drive a car, then you must have car insurance. This mitigates the financial risk associated with the car. It will offer you support and cover during an accident, theft, riot, or similar situation. Car insurance is certainly one of the most…
How Much Home Insurance Coverage Do You Need?
How much home insurance coverage do you need..! Many of us have this question since the insurance premium is directly proportional to the home insurance coverage. In addition, the deductibles on your home insurance are inversely proportional to the home…
Does Homeowners Insurance Cover Home Foundation Repairs?
Foundation is the most critical part of any home. It is the base where the weight of the house rests, and if there is any damage to the foundation, it should be repaired immediately. The foundation of the house sits directly on the ground, and many…
Can Home Insurance Be Transferred To a New Owner?
Home insurances are expensive, and we are sure that you would consider the existing home insurance when selling the house. In such a case, it is natural to have a question about the transfer of the home insurance to the new owner. If you are planning to…
How is Home Insurance Calculated?
Home insurances are usually expensive, and the calculations for the home insurance premium are also very complex. Many of our readers are interested in knowing how home insurance is calculated. In simple words, several data points are used to calculate…