SWO full form in Banking is Single Window Operators, one of the clerical staff of the banks. This department provides receipts and cash payments and clears and passes cheques & drafts. SWOs are categorized into types: SWOs A and SWOs B.

Eligibilities for SWO role in banks

• The applicant must be a graduate.
• However, there are differences in the minimum percentage age required for graduation, based on which bank one is applying for. For example, the age eligibility is 18 to 28 years in a corporation bank, while for PNB, the age is 20 to 25 years.

Duties of SWO-A in banks

SWOs play a significant role in banks. These include:

• Delivery of the checkbook is subject to authorization by the competent authority.
• Concerns about cash receipts
• Recounting of notes by cash department staff
• Issue of ESI stamps, in which the applicant may become applicable
• Receipt of dividend warrants, cheques, drafts, pay orders, and instruments other than bills.

Duties of SWO-B in banks

• Receipts of issuance and cash of gift cheques/pre-signed drafts/pay orders/traveler’s cheques/ bank orders above 25k.
• Cash payment of all withdrawal forms/cheques/gift cheques/bankers cheques above 20k
• Clearing and transferring vouchers, cheques, etc., above 25k.