FD or RD for Long-Term Goals
Recurring deposits (RDs) and fixed deposits (FDs) are common investment choices among Indian investors when making long-term financial plans. Both products appeal to conservative investors because they provide guaranteed returns and the security of bank savings. Making wise selections using…
EPFO Introduces ATM Card and Mobile App for Seamless Provident Fund Access
In a significant move to enhance user convenience, the Employees’ Provident Fund Organisation (EPFO) has announced the launch of an ATM card and a dedicated mobile application, enabling subscribers to access and manage their provident fund (PF) accounts with unprecedented…
5 Features to Look for in a Term Insurance Plan
Term insurance policy is one of the easiest policies and most effective ways, through which the family of an insured can be provided with financial security in his or her absence. However, since the plans are never the same and…
How Can You Leverage Your Trading Account to Invest in IPOs?
Opening a trading account is your first step into the world of investing in the quickly changing Indian stock market. Many newbies, however, make this decision hastily and without adequate planning, which might result in issues and lost chances. You…
Why Franchises Are Smart Investments?
Comprehending Franchises Understanding what a franchise entails is crucial for anyone considering this investment route. A franchise is essentially a licence granted by a company (the franchisor) to an individual or group (the franchisee) to operate a business under the…
Types of Health Insurance Policies in India: Which One Suits Your Needs?
Health insurance is a critical financial tool that helps protect against the high costs of medical treatment. These days, health costs and unknown health issues are prevalent, and one needs to have full coverage. Health insurance providers make comprehensive coverage…
Interest Rates and Your Home Borrowing Power Explained
Have you been considering taking the leap into homeownership or refinancing your current mortgage? If so, you’ve likely come across discussions about interest rates and how they affect your borrowing power. Understanding this relationship is crucial, as it significantly impacts…
Is Mortgage Insurance Necessary for Your Loan?
One of the most frequently asked questions when considering a mortgage is whether mortgage insurance is necessary. This requirement can significantly impact your monthly payments and the overall cost of homeownership. Understanding mortgage insurance, when it applies, and how it…
Is it Safe to Get a Personal Loan from an Instant Loan App?
In recent years, instant loan apps have become a popular option for people looking for quick access to funds. With just a few taps on your smartphone, you can apply for a personal loan and get the amount disbursed into…
How To Start Investing In The Stock Market With Confidence?
Investing in the stock market may initially appear overwhelming, particularly if you need to familiarise yourself with the intricacies of finance. The fluctuating market, complex terminologies, and potential risks can deter many beginners. However, with the right knowledge and a…