Insurance

Types of Health Insurance Policies in India: Which One Suits Your Needs?

Health insurance is a critical financial tool that helps protect against the high costs of medical treatment. These days, health costs and unknown health issues are prevalent, and one needs to have full coverage. Health insurance providers make comprehensive coverage…

Is Mortgage Insurance Necessary for Your Loan?

One of the most frequently asked questions when considering a mortgage is whether mortgage insurance is necessary. This requirement can significantly impact your monthly payments and the overall cost of homeownership. Understanding mortgage insurance, when it applies, and how it…

Understanding Tax Efficiency with a Term Insurance Calculator

Using a term insurance calculator to calculate tax efficiency can significantly improve your financial planning. But its usefulness goes beyond simple computations; it’s also essential for maximising your tax advantages. The calculator can tell you how much of your premium…

Workers’ Compensation Insurance Class Codes Explained: Professional Assistance for Victimized Employees

Steering the complexities of workers’ compensation can be daunting for employees who have suffered workplace injuries. Understanding the nuances of workers’ compensation insurance class codes is extremely crucial for both employers and employees, as these codes determine the premiums paid…

What Is The Use Of Abha Card: Benefits, Apply & Documents

The Ayushman Bharat Health Account (ABHA) card is a crucial component of India’s healthcare infrastructure, designed to facilitate seamless and efficient access to medical services. This card is part of the Ayushman Bharat Digital Mission (ABDM), which aims to create…

Term Life Insurance Explained: What It Is and How It Works

Introduction Life insurance can be a tough topic, especially when trying to figure out what type suits your needs. Term life insurance, a simple and affordable one, provides a huge amount of coverage at the same fixed rates for a…

7 Useful Tips For Selection of Term Insurance Policies

Term insurance is an essential element of financial planning, providing your loved ones with a security net should something happen to you unexpectedly. With so many policies available and so much decision-making potential at play, selecting an appropriate policy may…

Dematerialisation of Insurance: Benefits & Drawbacks

Until now, the insurance policies were issued as physical documents. Most insurance policies had a long tenure, so record keeping became a problem. Even the insurance holders lost policies and ended up struggling at the time of the claim. This…

What Are The Pros And Cons Of Having Two Health Insurance?

Health insurance is a pretty common thing these days, and everyone’s opting for one. Which is a good thing since health insurance can save you from the financial burden when any unfortunate mishappening happens later on in life. And you…

When Do You Need Home Insurance?

If we look at the legal aspects of home ownership, you don’t need home insurance. However, there are certain cases where you would need home insurance for specific tasks like getting a mortgage. Since home insurance is expensive, we get…